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Small Charity Week sparks call to strengthen Vale of Glamorgan's 198 charities

Monday, 23 June 2025 at 11:48

By Nathan Spackman

With Small Charity Week celebrating the vital frontline efforts of countless small organisations, Ansvar Insurance is highlighting a critical and often overlooked challenge: financial resilience.

While small charities are the backbone of local communities, many can be vulnerable to economic shocks, threatening their long-term impact, services and the people they support.

In the Vale of Glamorgan alone, 198 registered charities fall under the standard definition of a small charity (annual income below £1 million). Of these, 71% operate on less than £100,000 per year.

David Eccles, Head of Distribution at Ansvar, a leading insurer for the charity and not-for-profit sectors, commented, “Small charities are incredibly adept at stretching every pound to deliver maximum impact, but the current economic climate presents a hurdle. While we rightly applaud their dedication, having proactive financial resilience practices in place is crucial. This isn't just about weathering a storm; it's about building a robust foundation to ensure services can continue.”

Beyond traditional fundraising and grant applications, organisations must prioritise strategies to protect their income, safeguard their services and support their dedicated staff and volunteers.

“The 'cost of caring' extends beyond direct operational expenses,” David added. “It includes the costs of unexpected events, such as a sudden drop in donations, unforeseen legal challenges or even a cyber-attack. These can be catastrophic for a small charity operating on tight margins.”

Ansvar is providing three practical steps to help build financial resistance, including revisiting risk planning, protecting people and assets and seeking sector-specific advice.

David concluded: “Small Charity Week gives us the chance to not only celebrate the incredible work of these organisations but also highlight how we can help equip them with the tools and knowledge they need to thrive. By focusing on financial resilience, the work provided by small charities can continue to reach those who need it most, now and in the future.”

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