The Vale of Glamorgan has been named one of the top three areas of Wales to retire, according to new research.
Legal and General said its findings were based on factors that most influence happiness and wellbeing in later life.
Monmouthshire was top of the list, followed by the Dwyfor Meirionydd area of Gwynedd - but the Cardiff South and Penarth area fared badly, coming 19th in the top 20.
The rankings, based on the Welsh constituencies at Westminster, were decided on six key areas - health, finances, housing, community, access to nature and local amenities.
The Vale constituency scored highly in terms of community and finance, with a total index score of 48.
Cardiff South and Penarth recorded high scores for finance and amenities, but fared poorly in terms of housing, community and nature - leading to an index score of 41.
The research also shows that income remains a key factor in later-life wellbeing, with only 38% of retirees currently receiving the £1,700 per month linked to the highest happiness levels in retirement.

Concerns raised over what would be the tallest building in Wales
Cladding works at Cardiff Bay appartments approved
GVS celebrate legacy of CEO upon retirement
Operation in Cardiff and the Vale sees over 30 suspected offenders arrested in one day
Soft Plastic Recycling to expand across the Vale of Glamorgan
A number of changes are coming to Cardiff's International Sports Vilage
Barry RFC Proposes New Walking Route Across Reservoir Fields Following Community Feedback
Community groups receive £10k to support bereavement projects across Wales
Residents band together to oppose green space inclusion in redevelopment plans
Penarth shop named Welsh bookshop of the year
Council Tax rise approved by Vale Councillors
Cardiff Airport recognised by Ysgol y Deri parents’ charity for supporting students and families
The go-ahead has been given to relocate a collection at a major Welsh museum to return a “significant room” to the “public realm of the museum”
Spitfire Flights Mark 90th Anniversary of First Flight
Penarth RNLI crew members join RNLI’s Women in Search and Rescue Training Week
Llantwt Major chosen to take part in one-week Town Boost
Paul Chuckle MBE to visit Penarth on "Thank You Tour" for Marie Curie